Planning and Funding
Personal Care Inc. accepts a variety of payment options in order to meet the needs of its patients and their families.
One of the biggest concerns that people have when planning their care is how they will pay for it. It is important that you understand ahead of time the benefits and limits of Medicare and your insurance so you can adequately prepare for long-term care needs. Do your research so when the time comes, you feel comfortable with funding your care.
Some medical insurance companies and long-term care policies will cover in-home aide service. Under certain situations Medicare will pay for limited services. Medicaid pays for a significant amount of in-home aide care. Some people pay for their care privately. Also, many counties offer grant-funded services for those people who don’t qualify for Medicaid, who don’t have insurance that will pay and/or cannot afford to pay out of pocket. Our trained staff will be happy to answer questions specific to your situation. There is never a charge for these kinds of phone or e-mail consultations.
We are also Long Term Care Insurance Specialists. As part of our commitment to excellence we have developed a particular expertise in helping people access their long term care insurance. We conduct assessments for many insurance companies so we know what they look for when determining someone’s eligibility. We also help people understand their policies and work with them to get the paperwork filed in order to activate their insurance, and we make handling the paperwork easier by filing their claims for them.
Here are the different ways that we accept payment for our services:
- Long Term Care Insurance
- Workers Compensation Insurance
- Medicaid patients who are eligible for Home Care services including PCS and CAP
- Veterans Administration
- Private payment by individuals, with discounts for weekly payment and credit card payment
We will gladly assist you in coming to a decision about what your family needs within the budget that you have requested.
